Financial Risk Management Kit
Credit risk, liquidity, concentration, and capital adequacy templates built for fintechs.
Delivered immediately after checkout — your template and guide links are emailed to you with your receipt.
Used by compliance teams at banks, fintechs, and asset managers
Quick buying summary
What you get and when you can use it
- Good fit if
- You're a lending fintech tracking delinquency buckets and need benchmarks to know if your portfolio is performing normally
- Format
- Editable workbook plus PDF/supporting guide materials where included. Instant download after checkout.
- Time to value
- Start reviewing, editing, and assigning owners the same day; customize to your organization before sharing outputs externally.
- After purchase
- After checkout, your templates and guides are available immediately and the download link is sent to your email with your Stripe receipt. No account required.
What's included
- Credit risk dashboard with delinquency benchmarks
- Liquidity monitor with burn rate formulas
- Capital adequacy tracker
- Concentration risk analysis
- Risk appetite statement template
- Committee reporting log
Use rights: customize for internal business use and use outputs with your auditors, customers, bank partners, and regulators. Do not resell or redistribute the template files.
Preview
See what the template covers
Table of contents showing 26-page financial risk management guide structure
Credit risk dashboard with delinquency benchmarks and green/amber/red thresholds
Financial risk threshold matrix with green/amber/red escalation triggers
30-Day Money-Back Guarantee
If this template doesn't meet your expectations, email us within 30 days for a full refund. No questions asked.
Usage, access, and purchase details
Can my team customize it?
Yes. The template is intended to be edited for your internal business use and adapted to your controls, owners, products, vendors, and evidence.
Can I share outputs externally?
Yes. You can use completed outputs with auditors, customers, bank partners, regulators, and internal stakeholders. Do not resell or redistribute the source template files.
How do I receive it?
Checkout is handled through Stripe. After purchase, you receive the template and guide download link immediately on the confirmation page and by email, along with your Stripe receipt. No account is required.
What if it is not a fit?
Email within 30 days for a refund. The guarantee is meant to remove purchase risk while you evaluate whether the template fits your use case.
Frequently Asked Questions
What DPD benchmarks are included in the credit risk dashboard?
The credit risk dashboard includes benchmark ranges for Days Past Due (DPD) buckets by product type — unsecured personal loans, BNPL, earned wage access, and commercial credit lines. Benchmarks are expressed as portfolio percentage ranges for 30, 60, and 90+ DPD, calibrated for fintech portfolios rather than traditional bank averages.
What formulas are pre-built in the liquidity monitor?
The liquidity tab includes pre-built formulas for: cash burn rate (monthly and quarterly), runway calculation (cash / monthly burn), liquidity coverage ratio, settlement exposure by payment rail, and minimum operating reserve calculation. All formulas include data input fields — you enter your numbers, the ratios calculate automatically.
What does the risk appetite statement template include?
The template includes sample language for 8 financial risk appetite dimensions: credit loss tolerance, liquidity coverage minimums, concentration limits (by counterparty, geography, and product), capital adequacy floors, settlement exposure caps, leverage limits, and interest rate sensitivity thresholds. The sample language is written to be board-approvable without requiring a consultant to fill it in.
How does the concentration risk analysis work?
The concentration risk tab tracks exposure by counterparty, funding source, geographic market, and product type. It includes threshold formulas that flag when any single concentration exceeds your defined limit — and a commentary field for your risk narrative when a threshold breach requires explanation.
Is this useful for a payments company that doesn't do lending?
Yes. The kit covers settlement exposure, funding concentration, and liquidity monitoring — all relevant for payments fintechs. The lending-specific tabs (credit risk, DPD buckets) can be left blank or minimized without affecting the rest of the workbook.
What does the committee reporting log include?
The committee reporting log tracks: which financial risk metrics were presented to each committee (board, risk, audit), the date presented, thresholds in effect at the time, whether any limits were breached, and any actions taken. It creates an audit trail of your financial risk reporting cadence.
🎉 First-Time Buyer?
Want 20% off before you buy? Enter your email and we’ll send the code.
Not ready to buy?
Try our free Risk Register first — no payment required.
Download Free Risk Register →Related Products
Enterprise Risk Management Framework (ERMF)
Complete ERM documentation: risk appetite, 3 Lines of Defense, committee charter, and board reporting.
Loss Monitoring & Event Tracking Kit
Basel-aligned operational loss event tracking and root cause analysis for financial services.
KRI Library (132 Key Risk Indicators)
132 KRIs with thresholds, data sources, and escalation triggers pre-built for financial services.
Ready to Get Started?
Get the Financial Risk Management Kit and start building a defensible risk program today.